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Marina Virginia
She is originally from the community of Mina el Limon. She is single and she has 4 people in her care, including her daughter and grandchildren. They are in school in the community. She works at the health care center in the same community. She has 22 year's service working as a nursing assistant. She has had 6 loans from the organization, which were used to improve her home. This new loan is facilitated through the health care center of Mina el Limon. Loans combined with her efforts have helped her to improve her situation and her quality of life.
View original language description ↓
Este cliente es originario del poblado de Mina el Limón es soltera, tiene 4 personas a su cargo, incluyendo hija y nietos, los que estudian en los colegios de la localidad, actualmente esta laborando en el centro de salud del mismo poblado, con 22 años de servicios, desempeñándose como Auxiliar de Enfermería , este cliente ha tenido 6 financiamiento con la empresa para desarrollo habitacional, este último es atravez del convenio firmado con el centro de salud de mina el limón ya que los financiamientos combinado con los esfuerzos propios le han ayudado a mejorar las condiciones y nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Marina Virginia to purchase cement, zinc, sand, gravel, construction blocks, and to hire a contractor.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 19, 2011
May 17, 2011
Currency Exchange Loss:
Jun 7, 2012