A loan of $350 helped to buy a new commercial space.

Joy's story

Joy V. is 37 years old, married to a businessman and has one child who is in high school. She lives with her family in Caloocan City, Metro Manila, where she makes a living by selling rice and running a sari-sari or variety store. Joy is also a community partner in CCT*, where the weekly Bible fellowships and entrepreneurial trainings help compensate for her lack of a formal education. She has been running her business for two years, has one employee and earns about PHP 11,200 a month.

Joy is applying for a loan for PHP 14,000 to buy a commercial space in a densely-populated part of Manila. This will give her a greater opportunity to earn money. In the future, she would like to expand by opening a second location. As a CCT community partner, she faithfully attends the group's weekly fellowship meeting where she can also draw strength and inspiration from the Word of God. The meetings also help her build social capital and pay microfinance loans.

Loan details

Lenders and lending teams

Loan details