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Rosalinda P., 42, is another persevering community partner of CCT*. Running a micro business of her own, Rosalinda also keeps a marriage with Wilfredo, a taxi driver. Together they have two children who are both in college. Their family resides in Caloocan City, Metro Manila.

Raising pigs for sale is the main business of Rosalinda. This business works well because the community consumes pork almost every day. Aside from this, she also buys quality materials like household items, clothes, and accessories and sells them for a profit. This business is also referred to as Ready-to-Wear (RTW) business. Rosalinda has juggled these two businesses for two years now and manages to do so without hiring employees. She earns around Php 11,600 monthly.

To help her continue operation of her businesses, she is requesting a 24,000 PHP loan. Rosalinda observes that her finances need to be leveled up in order for her to purchase more than the usual quantities of clothes, accessories, and household items for sale. She also plans to use the loan in purchasing sufficient feed for her pigs to grow healthy. Rosalinda says that the loan helps her a lot in striving more to achieve more.

Calamities are a primary struggle for Rosalinda, as these are something she has no control over. However, she stays strong in the Lord, knowing that the love of the Lord will sustain her and will shower His blessings upon her. She continually prays for peace and harmonious relationships with her family and loved ones. As a CCT community partner, she faithfully attends the group's weekly fellowship* meeting where she can also draw strength and inspiration from the Word of God she studies.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 365
    View loans »
    Philippines Loans Fundraising
  • $70,667,525
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Rosalinda to pay for hog feed and apparel ordered in advance by her customers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 5, 2011
May 13, 2011
Currency Exchange Loss:
Nov 15, 2011