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Abd is a 42-year-old entrepreneur. He is married, and has four children living with him. Abd has a falafel restaurant. Falafel is a ball or patty made from ground chickpeas and/or fava beans. Falafel is usually served in a pita, which acts as a pocket, or wrapped in a flatbread known as lafa. The falafel balls are topped with salads, pickled vegetables, hot sauce, and drizzled with tahini-based sauces. Falafel balls may also be eaten alone as a snack or served as part of a "meze".

Generally accepted to have first been made in Egypt,where the dish is widely known as طعمية (ta'amiya) in Egyptian Arabic, falafel has become a dish eaten throughout the Middle East.The Copts of Egypt claim to have first made the dish as a replacement for meat during Lent. The hearty fritters are now found around the world as a replacement for meat and as a form of street food.

Abd has been working at preparing and selling falafel since 1985. His customers include community members from his region, in addition to tourists and passers-by. Abd says that he is passionate about his work and that he could not imagine a life without it, because it introduces him to different populations and cultures, and it provides his family with a good enough income to satisfy his family's needs.

Abd is requesting a loan from Kiva partner Al Majmoua. This will be his eleventh loan from Al Majmoua. In addition to a soft drink refrigerator, he is planning to buy new specialized machine for preparing falafel, necessary to increase his production since his machines are old and not as efficient as they used to be. He says that without the loan, he would not be able to provide the same level of support for his family.

In the future, Abd says that he is planning to further expand and improve his business as much as possible.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 48
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Abd to buy a new specialized Falafel machine, in addition to a soft drink refrigerator.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 18, 2011
May 13, 2011
Currency Exchange Loss:
May 15, 2012