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Florecitas De Villa Hermosa Group
In this Group: Virginia, Bibiana, Maribel, Jesus Pascuala, Ana Luz, Maria Herminia, Apolonia
Virginia, age 51, lives with her partner and has three children. She is currently a member of the communal bank “Florecitas D. Villa Hermosa” -- a group that consists of seven individuals who are engaged in different commercial activities.

For ten years, Virginia has been making a living by selling beauty care products. She started this business by first selling door-to-door in small quantities and with time was able to save up some capital that allowed her to set up a storefront in her home where she now sells a variety of beauty care products of different brands. Thanks to her efforts and dedication, she has been able to improve her income, and now her children go to a good school, and, most importantly, have a better quality of life. Virginia will use the loan to buy merchandise for her business. She will work hard to achieve her goals and this loan from Edaprospo will help her in this effort.
View original language description ↓
La Sra. Virginia es conviviente, tiene 3 hijos y tiene 51 años D. edad, actualmente es integrante en la alcancía comunal “Florecitas D. Villa Hermosa” grupo conformado por 7 socios que se dedican a diversas actividades D. comercio. Virginia trabaja desD. hace 10 años en la venta D. productos D. belleza, Virginia nos cuenta que empezó este trabajo vendiendo a domicilio poco a poco, con el tiempo adquirió un capital D. dinero y puso en su casa un bazar donD. venD. productos D. belleza D. todas las marcas, gracias a su esfuerzo y dedicación a logrado mejores ingresos económicos, sus hijos van a una buena escuela y sobre todo tienen una mejor calidad D. vida. El préstamo que se le otorgo fue para comprar mercadería. Sabemos que Virginia cumplirá sus metas con mucho trabajo y esfuerzo y que los préstamos D. Edaprospo le ayudaran.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 65
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Florecitas De Villa Hermosa Group's $2,350 loan helped a member to purchase merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 19, 2011
May 14, 2011
Currency Exchange Loss:
Sep 15, 2011