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Jose Francisco
José Francisco S. Sequiera, 51, is married living with his four children and his wife who are his greatest priority. He intends to use the money to buy supplies for his Chiricana variety of potato crop and to pay labor costs associated with it. He intends to increase its production and generate income for his family’s daily wellbeing and support.

This is the first loan he’s gotten from FUDECOSUR. He hadn’t had any previous loans with state banking institutions but FUDECOSUR has provided the loan with better terms and a much lower interest rate.
View original language description ↓
José Francisco S. Sequiera, tiene la edad de 51 años de edad, está casado, vive con sus 4 hijos y su esposa que son sus mayores prioridades. El pretende con el dinero realizar la compra de los insumos para la asistencia de la siembra de papa chiricana y pagar la mano de obra que esta devenga. El lo que pretende es aumentar la producción de esta cosecha y generar los ingresos para el bienestar diario del sustento de su familia.
Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 2
    View loans »
    Costa Rica Loans Fundraising
  • $4,810,400
    Funds lent in using Kiva
  • 496.1
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Jose Francisco to buy farming supplies.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 11, 2011
May 13, 2011
Currency Exchange Loss:
May 20, 2013