A loan of $1,625 helped a member to buy a refrigerator.


Calfonia Group's story

Judith S., who is in her early 20s, is single. She has been running a cafeteria for three years now. She works from 6:00 am to 5:00 pm daily and is able to make a small monthly profit.

This will be Judith's first motisha loan from Tujijenge Tanzania. A Motisha loan is a product offered by Tujijenge Tanzania that allows borrowers with good credit ratings to pay back their original loans faster and receive extra money before their original loan term has ended. She hopes for a loan to buy herself a fridge for her cafe. Her dream is to one day buy land.

Judith will share this loan with her loan group "Calfonia", which has a total of eight members. The members of the group will hold each other accountable in paying back their loans.

In the picture, Judith is second from left in the back row.

In this group: Judith, Winfrida, Puela, Christina, Helena, Martha*, Prisca, Mary
*not pictured



Loan details


Lenders and lending teams



Loan details