A loan of $450 helped to buy more yam seeds and fertilizers and to expand his cassava farm.

Kum Nicholas's story

Kum Nicholas K. is 61 years old. He is a polygamist and has eight children, three of whom are below the age of 15. Given the low level of education of his older children, most of them are unemployed, requiring them to rely on their parents. He also faces a lot of food shortages in his home because of his large family size.

Given this loan, he plans to buy more yam seeds and fertilizers, and also to expand his cassava farm. He is an old and experienced farmer and this loan will go a long way to boost the quality and quantity of his harvest. The size of his family is also an added advantage as they will provide the needed labor in the farm. The harvest will be sold in local market to provide other commodities to the family that they cannot produce and also to provide a means for the children to take a step further in education.

The Grounded and Holistic Approach for People s’ Empowerment (GHAPE) is a non-profit NGO based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and poverty alleviation through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instils a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.

Loan details

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Loan details