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Jocelyn is 43 years old and married with seven children. She works hard to provide for her family. She runs a coconut wine retailing business in the Philippines and requested a 29,000 PHP loan through NWTF to buy additional coconut wine.

She has borrowed and paid off twenty-eight loans from NWTF before this loan. She has been running her coconut wine business for twelve years and also earns income from a cafeteria and from pig fattening.

Jocelyn hopes to save money to expand her business and send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 390
    View loans »
    Philippines Loans Fundraising
  • $69,631,075
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Jocelyn to buy additional coconut wine.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 14, 2011
May 11, 2011
Currency Exchange Loss:
Nov 15, 2011