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Maria Zulema
Zulema is a returning client of Edpyme Alternativa (Kiva Field Partner). She is the loving mother of a family and she is attentive to her 3 children and her husband. She is 43 years old and she lives in a community (a poor rural community) located in the district of Pitipo in the province of Chiclayo, Lambayeque.

Zulema has a great deal of experience in working the land. She has been dedicated to agriculture for the past 10 years. She has 2 hectares of hard yellow corn and it needs upkeep. For this reason Zulema requests a loan from Edpyme Alternativa (Kiva Field Partner) of 3000 nuevos soles. This will help her fertilize and weed her fields. Zulema will achieve a greater yield per hectare and this will help her earn a greater income for her family.

Zulema has had two past loans and they were both paid on time and responsibly. They help her capitalize the plantation by sowing on additional hectares of agricultural land.
View original language description ↓
Zulema es un cliente recurrente de Edpyme Alternativa, ella es una madre de familia cariñosa y atenta con sus 3 hijos y esposo. Tiene 43 años de edad y vive en un caserío (comunidad rural de condición muy pobre) ubicado en el distrito de Pitipo en la provincia de Chiclayo – Lambayeque.

Zulema tiene mucha experiencia en cuanto al manejo de las tierras, ella se dedica a la agricultura desde hace 10 años. Cuenta con 2 hectáreas de maíz amarillo duro que necesitan mantenimiento. Es por ello que Zulema solicita a Edpyme Alternativa un crédito de 3000 nuevos soles, que le permitirán fertilizar y deshierbar sus tierras. Zulema tendría un mayor rendimiento por hectárea lo cual la llevaría a tener mayores ingresos para su familia.

Zulema ha tenido dos créditos cancelados con puntualidad y responsabilidad. Estos la ayudaron a capitalizarse al sembrar más hectáreas de terreno agrícola.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Maria Zulema to purchase fertilizer and to weed her fields.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Apr 12, 2011
May 13, 2011
Currency Exchange Loss:
Oct 15, 2011