A loan of $1,125 helped to buy home goods and bazaar items for Mother's Day.

Ana María's story

Ana María is part of the Belén Communal Bank in the city of Valparaíso. She devotes herself to commerce. She sells bazaar items, home goods, and sweets at different open air markets in the center of the city. She works Wednesdays, Thursdays, Saturdays, and Sundays. She has been doing this for 30 years. She works with her sister and a friend.

The times when there is the most demand are Mother’s Day, Patron Saints Festivals, Christmas, and when school is in session. During these times the business goes very well for her. She is always innovating with her purchases. She buys her merchandise in the city of Santiago because there is a better variety of products there.

She bought items for Mother’s Day with the loan. Her business goal is to establish herself. Ana María suffers from degenerative osteoarthritis. This makes her business difficult for her due to moving her merchandise and the cold. Therefore, this is one of her aspirations.

Her dream is to buy the apartment that she rents because it has a separate entry. That will facilitate her idea of establishing a kiosk in order to sell her products.

Ana María is a widow, and she lives alone. Therefore, her business is her only financial support.

The support and the loan from Fondo Esperanza mean a lot to Ana María’s life, and she is very grateful.

In regards to the meetings and contact with the other members, she has very good communication. She has been able to integrate the lessons on sales and accounting into her own business.

Valparaíso is located 120 kilometers to the northeast of Santiago. It is the regional capital, and it is also the seat of the legislative power in the country. It is the first port of the nation. It offers a great variety of beautiful and picturesque places like the house of the poet, Pablo Neruda, winner of the Nobel Prize.

Translated from Spanish by Kiva volunteer Ginny Kalish

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