A loan of $2,025 helped a member to buy construction tools: trowels, gloves, etc.

Luchando Por Un Sueño Group's story

Gricel is a member of the “Luchando por un Sueño” (Fighting for a Dream) community bank which is made up of 14 entrepreneurs who work in commerce. They sell underwear, shoes, bread and lunches. They live in Peñalolén, in the city of Santiago.

Gricel appears in the back row of the photo, on the right. She is standing up. Her hair is tied back and she is wearing a blue top. Her business is selling construction tools. She has been in this business for two years and she makes her sales in a street market. She works on Tuesdays and Saturdays, from 6.00am to 3.00pm. The second week of each month (when people are paid) and the end of each month are the times when she sells most merchandise. Her brother helps her to transport her merchandise between the market and her house. She used to work selling second-hand clothes but that business didn't make good enough profits.

Gricel buys her merchandise from a tool distributor's which means that her investment is low cost. Her father accompanies her when she goes to buy her merchandise since he knows more about tools.

Gricel will use this loan to buy tools, trowels, gloves, etc. Her goals are to grow and stabilize her business, and to sell higher-priced products such as construction machinery. Her plan is to set up a hardware store.

Gricel lives together with her husband and her 5 year-old daughter as guests in her parents' home. Her dream on a personal level is to finish her secondary education as she only finished elementary school. She would also like to study cooking. Her motivation is to get ahead so that she can provide her family with a more comfortable life.

Gricel is very happy and grateful for the help and loan that she is receiving from Fondo Esperanza. She is also grateful for the training that she has received in accountancy and sales since she has been able to use this knowledge to organize her business.

Peñalolén is located to the east of the Metropolitana region. It has a number of attractions such as vineyards, historical buildings and nature reserves. They are transforming the place into a new tourist area within the Metropolitana region.

In this group: Gricel, Carla, Camila, Valeria, María José, Edith, Elba, Olga, Margarita, Amanda, María Jesús, José, María, Cecilia

Translated from Spanish by Kiva volunteer Linda Oxnard

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