A loan of $3,650 helped a member to purchase brightly colored African cloth to expand her business inventory.


Totosa Plus Group's story

“Totosa Plus” is a group composed of 17 small-business owners. Its chairwoman is Virginie. The group's members are jointly liable for loans granted by Kiva to grow their businesses.

Virginie is 44 years old and the divorced mother of four children between seven and 22. All of her children go to school. Virginie is determined to be a successful businesswoman. She sells pagnes (lengths of brightly colored African print cloth) at a market located north-east of Kinshasa and currently earns a weekly profit of 40 USD. She has been in this business for years and has acquired solid experience. Virginie has previously repaid eight loans from Microfinance Institution HOPE DRC. She intends to use this loan to expand her inventory and will buy more pagnes to resell at a profit to increase her income. In the future, Virginie will seek to make more profit by importing her products herself.

In this group: Virginie, Louise, Marie Josée, Jeannette, Marie*, Hortence, Cathérine, Anne, Kanieba, Parfaite, Cathy, Odette, Mado, Marie Claire, Liliane, Era, Victorine
*not pictured



Loan details


Lenders and lending teams



Loan details