Check out some available loans that are similar to this one!
Totosa Plus Group
In this Group: Virginie, Louise, Marie Josée, Jeannette, Marie*, Hortence, Cathérine, Anne, Kanieba, Parfaite, Cathy, Odette, Mado, Marie Claire, Liliane, Era, Victorine
* not pictured
“Totosa Plus” is a group composed of 17 small-business owners. Its chairwoman is Virginie. The group's members are jointly liable for loans granted by Kiva to grow their businesses.

Virginie is 44 years old and the divorced mother of four children between seven and 22. All of her children go to school. Virginie is determined to be a successful businesswoman. She sells pagnes (lengths of brightly colored African print cloth) at a market located north-east of Kinshasa and currently earns a weekly profit of 40 USD. She has been in this business for years and has acquired solid experience. Virginie has previously repaid eight loans from Microfinance Institution HOPE DRC. She intends to use this loan to expand her inventory and will buy more pagnes to resell at a profit to increase her income. In the future, Virginie will seek to make more profit by importing her products herself.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 9
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Totosa Plus Group's $3,650 loan helped a member to purchase brightly colored African cloth to expand her business inventory.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
May 2, 2011
May 8, 2011
Currency Exchange Loss:
Sep 15, 2011