A loan of $875 helped to purchase bedspreads, women's clothing, wallets, footwear and cosmetics.


Rosiris Del Carmen's story

Rosiris M. is 46 years old and lives in the La Luz nieghborhood to the south of the city. There, she makes her living selling varius goods in accordance with her customers' orders. She also offers other products for sale through specialized guides and catalogs. Rosiris is married and has two children who are 22 and 25 years old. She intends to continue their educations until they meet their goals. Rosiris started her business 3 years ago with capital given to her by her sister. Since then she has put all her effort into growing the business, which until now she has been able to do. She currently uses a credit system to make sales to the residents in her area and to company employees. She and her customers agree on a form a payment and good financial indicators. This is Rosiris's third loan with Fundación Mario Santo Domingo, an organization with which she has been connected for three years. With her loans, she has managed to increase both her working capital and her customers' coverage. She has also been able to diversify her sales items. Rosiris's main challenge is that of working capital, which is still insufficient to dramatically increase her customer base. That is why she is turning to a credikiva loan, with which she will stock up on merchandise for Mother's Day, like bedspreads, women's clothing, wallets, footwear, cosmetics, etc.

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Translated from Spanish by Kiva volunteer Marni Siegal



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