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Juntos Unidos Iremos Al Camino Del Exito Group
In this Group: Carmen , Rosa Elena , Magdalena , Luciana , Esther , Wilver , Elva , Claudia , Irene , Juan Miguel
Carmen is the President of the “Juntos Unidos Iremos al Camino del Éxito” (Together We Will Go to the Road to Success) group. It has ten members who are friends and neighbors who have the objective of reaching their goals together.

Among them is the group President, Carmen, 37. She’s married and the mother of two children. Carmen sells beauty products daily and also sells lingerie. Thanks to the sales of both products she’s been able to proviD. steady income for her home.

She plans to use this loan to buy more beauty products, like skin cream, and lingerie to sell. In the future she’d like to open a beauty product store and expand her sales to various parts of the city.

Just like Carmen, each group member has a particular goal which is success and economic improvement of their businesses and economic stability for their families.
View original language description ↓
Carmen, es la presidenta del grupo “Juntos Unidos Iremos al Camino del Éxito” el grupo está conformado por 10 miembros que a su vez son amigos y vecinos que tiene como objetivo alcanzar metas en conjunto. Entre ellos está la presidenta Carmen D. 37 años D. edad casada y madre D. dos hijos. Carmen se dedica diariamente a la venta D. productos D. belleza y a la par venta D. lencería, gracias a las ventas D. ambos productos ha podido generar una economía estable en su hogar. Con el reciente préstamo piensa invertirlo en la compra D. más productos D. belleza como son cremas para la piel y lencería para la venta. En el futuro le gustaría poder inaugurar una tienda D. productos D. belleza y expandir sus ventas a diversas zonas D. la ciudad. Así como Carmen cada integrante del grupo, tiene una meta en particular, que es el éxito y la mejoría económica D. sus negocios y la estabilidad económica para sus familias.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juntos Unidos Iremos Al Camino Del Exito Group's $2,675 loan helped a member to buy beauty products and lingerie.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 4, 2011
May 16, 2011
Currency Exchange Loss:
Dec 15, 2011