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Johana Lizeth
Johana Lizeth is 35 years old and lives in the family home with her husband, three children, and her mother. She is an enterprising woman who has spent a great deal of time working so that her family can get ahead. Johana has a small business that consists of a store that is established in her home. She knows that working is the only way for her family to move forward, so she is willing to do her job. Johana has many customers and is well-known in the area. Her dream is to see her children become professionals, so she strives to keep her store active since it is one of her main sources of income.

Johana has decided to request a loan because she wants to invest in her business. This will enable her to buy a variety of products such as beverages, sweet bread, candy, detergents, sugar, rice, beans, and other items. In this manner, she hopes to generate more income so that she can improve her quality of life.
View original language description ↓
Johana Lizeth, de 35 años reside en casa familiar con su esposo, tres hijos y su madre. Johana es una mujer emprendedora que durante mucho tiempo ha trabajado para sacar adelante a su familia. Ella posee un pequeño negocio el cual consiste en una tiendita que ha instalado en su hogar. Ella sabe que la única forma para sacar adelante a su familia es trabajando y eso es lo que hace. Cuenta con mucha clientela y es muy reconocida en la zona. Ella sueña con ver a sus hijos convertidos en profesionales y es por eso que lucha por mantener activa su tienda ya que es una las principales fuentes de ingreso.

Ha tomado la decisión de solicitar este crédito ya que desea invertir en su negocio y poder comprar variedad de artículos como: bebidas, pan dulce, golosinas, detergentes, azúcar, arroz, frijoles, entre otros. De esta manera espera obtener mayores ingresos que le permitan mejorar su calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 529
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Johana Lizeth to purchase a variety of products for her store, such as beverages, sweet bread, candy, deterdents, sugar, etc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 20, 2011
May 11, 2011
Currency Exchange Loss:
Jan 19, 2013