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Ma. Ruth
Ma. Ruth A. is from the village of La Victoria, Aurora, Zamboanga del Sur. She is 53 years old, married and has two school-aged children. To make a living, Ma. Ruth owns and operates a retail store selling daily use products such as shampoo, soap and toothpaste in the local community. Ma. Ruth has been engaged in her business for over four years and earns approximately 7,130 PHP per month from these activities.

In 2010, Ma. Ruth joined Kiva partner, GDMPC, to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 10,000 PHP from GDMPC. This loan was used to purchase additional products to sell. Ma. Ruth is requesting a new loan of 25,000 PHP, which will be used to purchase rice and corn grits for sale. This loan will be her second from GDMPC. She plans to use the additional revenue generated from the business to improve her family's general living conditions.


GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has seven branches covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolk and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 359
    View loans »
    Philippines Loans Fundraising
  • $70,814,925
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ma. Ruth to purchase rice and corn grits for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 19, 2011
May 7, 2011
Currency Exchange Loss:
May 15, 2012