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Josephine is 29 years old and married, with 3 children who all attend school. She is a very hard-working entrepreneur.

Josephine has a fishing business in the Philippines. She has requested a loan of PHP 21,000 through NWTF to buy a new engine for her fishing boat and other equipment.

Josephine has been in this business for 7 years. In the future, Josephine would like to save enough money so she can afford to send her children to college and expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 326
    View loans »
    Philippines Loans Fundraising
  • $70,697,750
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Josephine to purchase a new engine for her fishing boat and other equipment.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 27, 2011
May 8, 2011
Currency Exchange Loss:
Nov 15, 2011