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Melania is a member of the Las Entusiastas community bank. She is 47 years old and married with 3 children. She operates a taxi business and will use this loan to buy tires and pay for routine maintenance on her vehicles. She is a member of the taxi cooperative that works the Ruta Number 16 route and, separately, she works the Ruta Number 6 route, as well.
Melania has been a FINCA Peru client for 13 years and she is one of the founding members of the Las Entusiastas community bank. She likes the community bank because it provides a source of credit that has allowed her to save. She also enjoys the time she spends with the other members of the community bank.
Melania used to have a farm in Sachabamba where she grew potatoes. She used bank loans and her own savings to buy her vehicles and educate her children, two successful investments, she thinks.
Melania's goal is buy additional vehicles and join the taxi cooperative that operates Ruta Number 6. Her goal for her children is that they find professional work.
View original language description ↓
Melania es socia del Banco Comunal Las Entusiastas, tiene 47 años, es casada con 3 hijos. Melania se dedica al transporte terrestre, el crédito que solicita lo invertirá en la compra de llantas y mantenimiento de sus unidades de transporte. Melania tiene unidades de transporte terrestre, es socia de la Ruta No 16 y comisionista de la Ruta No 6. Está en FINCA Perú hace 13 años es socia fundadora del Banco Comunal Las Entusiastas, le gusta por el apoyo que recibe de FINCA Perú con los prestamos que le otorgan, puede ahorrar y por los momentos gratos que pasa con sus compañeras del banco.
Melania antes se dedicaba a la siembra de papas, tiene sus terrenos en Sachabamba, con los créditos y ahorros y se compro sus unidades de transporte y educa a sus hijos y le va bien. Su sueño ahora es comprarse más unidades de transporte, ser accionista de la Ruta No 6 y que sus hijos sean profesionales.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Melania to service vehicles for taxi business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 28, 2011
May 7, 2011
Currency Exchange Loss:
Oct 15, 2011