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Hakika Group
In this Group: Zuena, Pili, Fatuma, Shukuru, Latifa, Sophia, Asha, Flora, Sarafina, Salome, Leah, Joyce, Hamida, Fredy, Tatu, Onyonyasien
Zuena M., is in her early thirties and a single mother with three children. She has been running a beauty salon for three years now. She works from 8.00am to 7.30pm daily and is able to make a small monthly profit.

This will be Zuena's 2nd loan from Tujijenge Tanzania. She used the previous loan to buy salon equipments and has paid back her loan succeesfully. She is asking for a loan to to buy a bit stock of salon equipments. Her dream is to one day be able to take care of her children and manage to send them to good schools.

Zuena will share this loan with her loan group "Hakika" which has a total of 16 members who will hold each other accountable for paying back their loans.

In the picture, Zuena is in a red and white dress at the back row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 16
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,510.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Hakika Group's $3,050 loan helped a member to buy a stock of salon equipment.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 4, 2011
May 6, 2011
Currency Exchange Loss:
Sep 22, 2011