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C5525 Twitezimbere Group
In this Group: Alphonse, Esperance, Christine
Alphonse is 56 years old and is married with five children between the ages of 3 and 21 years. Alphonse is the leader of this group, called "Twitezimbere" in the local language, which means in English "let us develop." The group is well known in the business of selling meat. Alphonse`s business is well organized. His business hours are from 7 am until 7 pm every weekday, and he has five years of experience.

Alphonse and his team have requested a Kiva loan via Vision Finance Company to purchase a large quantity of meat to sell. They really hope that, once this loan is given to them, they will be able to save for the future. If successful, they hope to earn more profits, which in turn will allow them to keep expanding their businesses until they become financially stable.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 44
    View loans »
    Rwanda Loans Fundraising
  • $17,124,425
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C5525 Twitezimbere Group's $775 loan helped a member to purchase a large quantity of meat to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 25, 2011
Jun 1, 2011
Currency Exchange Loss:
Jan 15, 2012