A loan of $625 helped to buy perfumes, creams, cosmetics, clothing, shoes and sandals.

Viviana Azucena's story

The communal bank "Union y Solidaridad" meets twice a month in the San Pablo parish of the city of Portoviejo, the capital of Manabi, known for many years as the City of the Royal Tamarinds.

In this place we meet Viviana, 23, who is in a common-law marriage that has produced two children aged 4 and 2. Her husband is a bricklayer.

Viviana is a housewife who, in order to generate her own income, has a business selling products through catalogs. She sells clothing, shoes, sandals and also products from the Yanbal, Esika and Lebel lines (beauty products, cosmetics, perfumes and women's accessories.) She works 3 days a week and she goes door-to-door taking orders. She sells her products on credit and collects every week. She receives the beauty products in her home, and buys the clothing and shoes in a distribution center. She has had this business for 2 years, and it is going very well. She tells us that the sandals are in great demand by her customers, since they are nice looking and are reasonably priced.

This loan will be used to buy perfumes, creams, cosmetics, clothing, shoes and sandals. This is her 2nd loan cycle in this communal bank, and she likes it because her fellow group members have shown her a lot of support and kindness.

Her dreams are to get a university education and expand her business.

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Translated from Spanish by Kiva volunteer Lisa Grobar

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