A loan of $2,900 helped to purchase a variety of detergents for resale.

Gulnora's story

Gulnora A. lives in Osh city, in the south of Kyrgyzstan. She is 37, single, and has three children. Gulnora graduated from the Pedagogical University and worked as a primary school teacher in the local area. Unfortunately, her salary did not cover her household expenses. That’s why Gulnora decided to work as a hired seller of detergents in the market at Osh. She worked hard and in 2003, using her start-up capital of 30,000 KGS, Gulnora started her own trade business. Year in and year out, she managed to broaden her business by purchasing a small shop and achieving success. Her loyal partners and customers were attracted by her optimistic attitude, responsibility and cheerfulness.

However, in June 2010, when violent clashes caused by the deposed political regime broke out in the city of Osh, Gulnora lost her business. Her shop was robbed and looted. But Gulnora isn't giving up and is ready to resume her lost business and continue to work. For this very reason, she is applying for a loan of 135,000 KGS, which she needs to restart her business. She plans to purchase a variety of detergents to resell at the local market. Gulnora’s motto is not to look back but to move ahead.

About Bai-Tushum and Partners

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Loan details

Lenders and lending teams

Loan details