Orn C. is a 27-year-old fish vendor and the mother of two school-aged children. Every day in the early morning, Orn C. and her husband go to buy fish from the fishermen. They then hurry to bring their fish by motorbike to the market for resale. In addition, Orn C.’s husband uses his existing motorbike to pick up passengers for a fee.
Orn C. wants to guide her business more smoothly. She has a lot of regular customers who buy and eat her fish. She hopes to be able to generate extra income by using her Kiva loan to purchase a large quantity of fish to sell. She proposes to use the remainder of the loan to purchase a used motorbike to replace the old one.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.