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Nidia Aracely
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Ms. Nidia Aracely H. M. is a single mother who lives in Ciudad Arce. Her sole source of income is a bakery and confectionary business that helps her support her 3 children. She works hard with the hopes of improving her family’s quality of life. She learned her trade at a young age from her father, who was a baker. She is requesting a loan in order to boost production by buying the supplies needed for making her products and buying a bicycle so that she can easily deliver the bread that her customers order. She is starting to get more orders now, and she would like to offer an efficient and speedy service. All of these things will increase her income, which will in turn allow her to improve her children’s lives.

Translated from Spanish by Elizabeth Casian, Kiva Volunteer.

La señora Nidia Aracely H. M. vive en Ciudad Arce, es madre soltera, su fuente de ingresos es el negocio de panaderia y reposteria del cual sostiene a sus tres hijos, lucha cada día con la esperanza de lograr mejorar la calidad de vida de ella y su familia. Este oficio lo aprendio desde muy pequeña ya que su padre era panadero y le enseño, ella requiere de un prestamo para aumentar su capacidad productiva através de la compra de más insumos para la elaboraciòn de sus productos y a la vez comprar una bicicleta para lograr repartir con mayor facilidad los pedidos que le hacen de pan ya que empieza a tener pedidos por encargos y quiere ofrecer un servicio más rápido y eficiente. Todo esto le dara más ingresos que le permitiran hacer realidad esa mejora de vida que quiere para sus hijos..

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 490
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Nidia Aracely purchase of flour, butter, and a bicycle.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 10, 2008
Dec 26, 2007
Currency Exchange Loss:
Jun 26, 2008