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Villa Quiquijana Group
In this Group: Martina, Gloria, Augusta*, Guadalupe, Juliana, Felipa, Leonarda, Alejandrina, Honorata, Jaime*
* not pictured
The members are part of the “VILLA QUIQUIJANA” communal bank. This bank is located in the Urcos district, which is part of the Quispicanchis province and the Cusco department.

Martina is 48 year old, single, and has seven children. She works her food business, selling food and chicha (a fermented corn-based beverage), works from 8:00 am to 6:00 pm, and moves her children ahead through this business. She would like to improve her customer service and is asking for this loan in order to buy ingredients for making chicha and for preparing her food; things like rice, meat, and noodles.

The other members run grocery stores, sell ice cream, buy and sell grains, sell snacks, and buy and sell livestock.

[Martina] appreciates those who form part of this dream through this medium and promises to make her payments on schedule.
View original language description ↓
Los socios pertenecen al banco comunal “VILLA QUIQUIJANA”; Este banco se ubicada en el distrito de Urcos, perteneciente a la provincia de Quispicanchis y departamento de Cusco.

La socia es la Sra. Martina; ella es soltera y tiene 48 años y tiene 7 hijos; La socia trabaja con su negocio de picantería, ella vende comida y también vende chicha (bebida a base de maíz), la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m y por medio de este negocio la socia saca adelante a sus hijos, la socia quiere mejorar la atención de su negocio de picantería. La socia solicita el préstamo para comprar productos para preparar la chicha y para comprar productos para cocinar la comida como arroz, carne y fideos.

Los otros socios se dedican al negocio de tienda de abarrotes, venta de helados, compra y venta de granos, negocio de venta de golosinas, compra y venta de animales.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Villa Quiquijana Group's $3,950 loan helped a member to buy ingredients.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 28, 2011
May 5, 2011
Currency Exchange Loss:
Sep 15, 2011