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Ercelia, a native of the Palmapampa district, is 44 years old and a hard-working woman. She is married to Juan, 46, and their union has yielded 3 children. They live in their own home in the Canal community, part of the Samugari district. Ercelia’s work involves tending to land where she grows cacao, coffee and citrus. She does her work at the side her husband, who also works hard to generate income for the family.

She has found it convenient to take her products to the city of San Francisco where, as she tells us, she can get better prices for her goods. When her workload increases, she has no problem finding migrant laborers to help her out. What she enjoys most about her work is protecting the crops against plagues that threaten productivity.

She has been in farming for 20 years, and finds the most difficult aspect to be transporting her products. The trip from her farm to her community is long and tiring, but this is where the drying of her respective products takes place. In the future, she would like to buy additional lands in order to increase productivity.

This is her third loan with MFP. She hopes to be very punctual with her payments since she doesn’t want to create any problems for her cooperative bank. She will use the requested loan to buy sacks of fertilizers to improve her crops.
View original language description ↓
Ercelia, natural del distrito de Palmapampa, tiene 44 años, es una mujer laboriosa, y esta casada con Juan de 46 años y fruto de su amor concibieron 03 hijos y juntos vive en su propia casa en la comunidad de Canal caserío del distrito de Samugari. El trabajo que realiza Ercelia es labrar la tierra donde cultiva cacao, café y frutas cítricas, esta labor la realiza junto a su esposo, quien también trabaja arduamente para obtener ingresos para su familia. Ella ha visto por conveniente llevar sus productos hasta la ciudad de San Francisco, ya que según manifiesta, es ahí donde mejores precios obtiene por sus productos. Cuando su trabajo se le acumula no duda en contratar jornaleros para que tenga mayor avance en cuanto a su labor. Lo que más le gusta de su trabajo es cuidar sus cultivos de la plaga que amenazan su productividad. Lleva 20 años realizando esta actividad y considera que lo más difícil es transportar sus productos, ya que el camino es muy largo y agotador desde su chacra hasta su comunidad ya que es allí donde realiza el secado respectivo de sus productos. Más adelante espera comprar nuevas tierras para incrementar sus cultivos. Este es su tercer crédito con MFP y espera ser muy puntual en sus cuotas, puesto que no quiere darle problemas a su banco comunal, en el cual se siente muy contenta. Con el crédito solicitado comprará, sacos de abono y fertilizantes, con lo cual espera mejorar sus cultivos.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ercelia buy sacks of fertilizers for her crops.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Apr 19, 2011
May 4, 2011
Currency Exchange Loss:
Feb 15, 2012