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Las Rosas De Maria Group
In this Group: Armandina, Renee Iris, Jose Luis, Graciela, Ana Mariela, Maria Edubiges, Edith*
* not pictured
Las Rosas D. Maria Community Bank.

Armandina is noted for being very cheerful and witty. She is the president of the Las Rosas D. Maria community bank and was chosen because she is very charismatic and easy to get on with. Armandina has a small grocery store in her home and she also sells ice which she delivers to order to customers in her area. She will use her loan to buy merchandise for her store, so that she can better satisfy her customers' requests. Armandina dreams of growing her grocery store business.

The Las Rosas D. Maria community bank has been working with Edaprospo-Prosperidad for one year. They are noted for being a cheerful and united group as they are all neighbors who are trying to get their families ahead in life through their work.
View original language description ↓

La señora Armandina se caracteriza por ser muy alegre y ocurrente, ella es presidenta D. la alcancia comunal LAS ROSAS D. MARIA, elegida por ser carismaticay tratable, ella tiene su bodeguita en su casa y tambien venD. hielo, el cual reparte a pedido D. sus clientes por su zona, ella usara el prestamo para la compra D. mercaderia para su bodega y asi satisfacer mejor los pedidos D. sus clientes, ella sueña con hacer crecer su negocio D. la bodega.
La alcancia comunal LAS ROSAS D. MARIA tiene trabajando con EDAPROSPO-PROSPERIDAD por un año, se caracteriza por ser un grupo alegre y unido, pues todas son vecinas que intentan sacar a sus familias adelante con su trabajo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Rosas De Maria Group's $1,200 loan helped a member to buy merchandise for her grocery store.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 29, 2011
May 4, 2011
Currency Exchange Loss:
Dec 15, 2011