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Stepan H. lives in Yerevan together with his parents and brother. He runs a small pet shop where he trades pet food, fish and aquariums. Stepan’s father is a pensioner and helps him in the business. Trading is the main source of income in the family. Stepan wants to develop the business and increase his income. Currently, he has a high demand for new aquariums and fish. Stepan would like to purchase glass to make the aquariums and purchase fish. With the help of this loan, Stepan will be able to develop his business and insure sustainable income for his household.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 140
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Stepan to purchase fish and glass for aquariums.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 15, 2011
May 5, 2011
Currency Exchange Loss:
May 17, 2013