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Josephine is 31 years old. She is married with four children between the ages of 3 and 10 years old. Josephine earns a living by selling various goods such as: soft drinks, lotion, toilet papers etc. This is her tenth successful year in this business. Her business is well-organized. She operates her business from 6 a.m. until 7 p.m. every day except on the weekends and she employs one person to help her.

Josephine has requested a Kiva loan via Vision Finance Company to buy more varied goods to sell such as: soft drinks, lotion, toilet papers etc. By expanding her business and adding more goods and workers, Josephine hopes to earn more profits. She will save for her future and pay her children's school fees.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Josephine to purchase more various goods to sell such as: soft drinks, lotion, toilet papers, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 19, 2011
May 4, 2011
Currency Exchange Loss:
Jan 15, 2012