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Valentina is a happy mother who has raised two children. They are now grown and live separately. Valentina is a successful entrepreneur from the Kahovka, Kherson region in the south-east of Ukraine. She sells footwear in one of the local markets and she has been in this trade for 15 years. An economic crisis and high unemployment rates forced her to launch a small venture and to take the financial risks that come along with it.

Valentina managed not only to survive in highly unfavorable surroundings but also to make her business sustainable. Currently, she has about 60,000 Grivnyas in inventory. Her monthly net profit is about 8,000 Grivnyas.

Valentina says she is happy to be able to provide for her family and realizes they have everything they need for normal life. Moreover, she enjoys working with people on a daily basis, learning to serve her customers better and getting more experience along the way. Valentina is requesting a 20,000 Gryvna loan to purchase 250 pairs of women shoes and re-stock her inventory for the spring/summer season.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 9
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Valentina to purchase 250 pairs of women's shoes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 5, 2011
May 4, 2011
Currency Exchange Loss:
Feb 15, 2012