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Shahnaz's Group
In this Group: Shahnaz, Khalida, Shakila, Anam
Shahnaz comes from Arifwala which is a small city of Punjab, Pakistan and known for its dairy industry. She has been living there in a 2-room brick house with her family for the past five years. She is a caring lady who manages her household responsibilities, staying at home. She makes the utmost effort to provide comfort to her family by fulfilling their needs.

Her husband's name is S. M. and he operates a grocery store in a nearby market. He has a good reputation among his customer due to his good dealing and the good quality products he sells.

Shahnaz is the mother of three children. Two of them are getting education from a local school. She has applied for a loan from Kiva partner Asasah for her husband’s business. Through the loan, he will buy groceries in bulk quantity which will help him fulfill the basic needs of his customers and increase his profits. Shahnaz is hopeful that this investment will be a productive one for her husband and will help him providing a better financial life to his family.
She is a regular loan user of Asasah and this is her 3rd loan application. In previous loan years, she has maintained a good credit behavior and never missed any meeting.

Note: In the photo, the lady with a book (called Asasah Passbook) is Shahnaz.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 326
    View loans »
    Pakistan Loans Fundraising
  • $16,502,100
    Funds lent in using Kiva
  • 84.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahnaz's Group's $875 loan helped a member to buy groceries for grocery store business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 27, 2011
May 3, 2011
Currency Exchange Loss:
Apr 15, 2012