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Clemente Esteban
Clemente, age 38, is a hard worker who is very much inspired by his work which he began 15 years ago. He sells ice, ice cream and groceries for a living.

He works from 10:00 a.m. to 2:00 p.m, and from 4:00 p.m. to 6:30 p.m. prepares the ice cream to be sold. He is married and his wife is a house cleaner. With the help of the loan he plans to buy construction materials such as cement, stone and other materials to renovate his house. He hopes to one day be able to buy a car and finish upgrading his house so he can give his family a better lifestyle.
View original language description ↓
Clemente de 38 años, es un hombre trabajador que inspiras mucho en su trabajo que empezó su actividad hace 15 años en la ventas de hielo helados y varios víveres.

El labora de 10H00 am a 2H00 pm y de 4H00pm a 6H30pm el prepara los helado para venderlos, Esta casado y ella es empleada domestica. Con la ayuda del préstamo desea comprar materiales de construcción como cemento piedras y otros para arreglar su vivienda. . El anhela algún día comprarse y vehículo y terminar de adecuar su casa para darle lo mejor a su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Clemente Esteban to buy cement and blocks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 12, 2011
May 3, 2011
Currency Exchange Loss:
Jun 15, 2012