A loan of $1,100 helped to buy basic needs products, clothing and Avon products.

Ermitania's story

Every two weeks the members of the communal bank "Rio de Oro" meet In the neighborhood, "La California", in Portoviejo, the Manabí capital. For many years it has been known as the city of the royal tamarinds.

Here we meet Mrs. Ermitania, age 42, who is separated but has three children, two adults and a 15-year-old daughter. The youngest ones, who are in college and school, live with her. She has been in the communal bank for 12 years and is the president. She enjoys it because of the support she receives for herself and her friends.

She has a grocery store in her home and sells all kinds of products such as rice, sugar, oil, detergent and other basic needs products. She also sells, by catalogue, clothing, costume jewelry and Avon products (beauty items, cosmetics, perfume and ladies' accessories). She works every day from 6:00 a.m. to 8:00 p.m., some times even later. Her children help her when they are not busy and business is going well.

She began business with her first loan from the bank for which she is very grateful to the Espoir Foundation. She plans to use the loan to buy basic needs products for her store, clothing and Avon products. Her goal is that her children become good professionals.

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Translated from Spanish by Kiva volunteer Sherry Bess

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Loan details