A loan of $3,650 helped a member to purchase ingredients for making chorizo and beef enchiladas.

Las Palmitas De Mancuernas Group's story

The group “Las Palmitas de Mancuernas” is so named because the home of one of its members, where the meetings are conducted, has many palm trees that adorn the property. Mancuernas is the name of the small town in which they live. Most of its residents engage in livestock breeding. This group consists of ten members, most of whom have participated in ten loan cycles with Fundación Realidad as a result of the good service they have received. For this reason, they continue to seek credit.

Sra. Juana S. is one of the members of this group. She is married to Sr. Martín Hernández, who is a rancher. They have six children who are in different stages of their education. Juana sells meat products such as chorizo and beef enchiladas. She started her business several years ago out of necessity. All of her children are in school, some in elementary school and others in high school. The money her husband earned was not enough, so she came up with the idea of selling these products since she learned how to make them from her mother when she was a teenager. Juana started out small, going into town and selling her goods house to house. Over time, she acquired several customers and they recommended her to other people, which expanded her clientele. She currently sells in other towns because there is plenty of competition. Juana has some customers who almost make purchases but end up not buying, so she must go to neighboring towns to offer her products.

She is requesting a loan to buy supplies for making her products since they require various ingredients. Juana must buy them in large quantities. They include chile de árbol, guajillo chiles, puya chiles, garlic, onions, cloves, pepper, and pork. She invests her loans and has always achieved successful results because her earnings have been good. This allows her to support her children and help her husband with the expenses.

Juana’s top priority is her family since they have been a great support to her. Her children help her with selling products in their spare time. Her greatest wish is for her children to study so that they can pursue a profession. For this reason, she works every day to provide them with necessities as well as teach them the value of working and earning money. Juana hopes that her children will be outstanding individuals in the future and not expect everything to fall from the sky.

The members of this group are hardworking individuals who engage in different businesses:
• Paula O. produces tamales.
• Gloria M. makes snacks.
• Julia, Juana, Dolores, Cirenia, and Jisel produce chorizo and beef enchiladas.
• Yamilet Hernández sells cosmetics.
• Sandra V. sells pigs.
• Rodolfo T. buys and sells oil and spare parts for taxis.

In this group: Paula Federica , Gloria , Julia Edith*, Juana Leongina, Yamilet, Cirenia Carmen, Dolores Merced, Sandra Angel, Jisel , Rodolfo*
*not pictured

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Translated from Spanish by Kiva volunteer Ronan Reodica

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