A loan of $4,000 helped a member to buy the supplies he needs to continue preparing his products such as flour, sugar, yeast, salt, eggs, butter, oil and milk.


El Guayabo Group's story

This group is called El Guayabo. The members decided to give the group this name because it is the name of the community where they live. As they all come from this community, they chose it as their group name. This story is about Eugenio V. Ramírez since he is one of the group's members. Eugenio is 39 years old, married, and has four children: Abel, Estela, Ángel and Cristian. Only his youngest is still in school. He is in his first year of elementary school. Two of Eugenio's children are married and one is in the United States. Eugenio bakes and sells bread and rolls. He has been in this business for one year. "Don Geño", as he is better known in his community, decided to start this business because he needed to improve his quality of life and that of his family, in order to get his children ahead in life, since he didn't have enough financial solvency to provide them with a good education and continue investing in his business. He invested his loan in buying the ingredients he needed to continue preparing his products such as flour, sugar, yeast, salt, eggs, butter, oil and milk. Eugenio would like to continue investing in his business so that he can grow it a lot more. He would like to buy another cutter so that he can enjoy a better production and increase and improve his sales and income. He would also like to set up a bakery as this will enable him to continue supporting his children with their studies and continue improving their quality of life. Eugenio says that all his fellow group members are responsible people and good payers. They have all known each other for a long time since they are from the same community. They are also very good friends which means that they don't have any problems between them and, up until now, nobody has missed any loan repayments since they are all responsible, punctual and hard working. Geño is very grateful to Kiva lenders and Fundación Realidad since, thanks to them, he is getting ahead in life and is able to own his own business, continue supporting himself and enjoy a better quality of life together with his family. The other members of don Eugenio's group are: Romelia, Azalia, Elvia, Apolonia, María, Vicenta, Sabina, Sonia and Vicenta, who carry out different business activities including: selling meat, fruit, meals, clothes, sweet treats, tamales, soft drinks, groceries and running a bakery.

In this group: Romelia, Azalia, Elvia, Apolonia, Maria Divina, Vicenta, Sabina, Sonia, Vicenta, Eugenio
*not pictured

Translated from Spanish by Kiva volunteer Linda Oxnard


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