A loan of $725 helped to buy more cosmetics.

Johana's story

Johana, 23, lives with her parents and siblings in their own house. For the last two years she’s been selling catalogue cosmetics at the university that she attends; her main customers are her classmates and friends.

She sells the products on credit and collects payment in installments. She always strives to do whatever is possible to offer her items on sale or with special promotions in order to keep her sales stable. She has recognized the advantages her products have because it’s work she can do while studying so she plans to continue with this business trying to increase her stock in order to earn more.

This is her loan #2 with MFP. To belong to a group in her communal bank has made it possible for her to learn the importance of being prudent with her income and she is grateful for this because she’s gradually improving so she commits to be punctual with her payments.

She plans to use the requested loan to buy beauty products at wholesale in order to increase her capital.

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Translated from Spanish by Kiva volunteer Polliz

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