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Mahmadnazar H. is 36 and has a higher education in music. He is married with four children. Mahmadnazar works in a music conservatory. He also provides his services as a wedding singer in the area. He plans to use his loan to renovate his musical equipment and obtain some necessary spare parts. In wedding season there are ceremonies almost every day. Now newlyweds will have the chance to hire Mahmadnazar for a moderate price, instead of turning to artists from other regions, who charge higher prices due to transport costs. Mahmadnazar plans to repay his loan over a 12-month period.

Translated from Russian by Susie Armitage, Kiva volunteer.

Халимов Махмадназар, возраст – 36 ktn, образование высшее - музыкальное, женат, имеет 4-х детей. Махмадназар в настоящее время работает в музыкальной консерватории. Также она оказывает услуги певца на свадьбах, которрые проводятся в этом и близлежащих районах. Полученный кредит он хочет использовать на обновление своей музыкальной аппаратуры и приобретение необходимых запчастей к ним. Так как в сезон свадеб они проводятся почти каждый день, молодожены получат возможносьт приглашать его на свою свадьбу по умеренной цене, не приглашая артистов из других районов, которые предоставляют свои услуги по более высоким ценам, так как они включают туда и транспортные расходы.
Клиент планирует выплатить кредит в течение 12 месяцев.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 237
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mahmadnazar to buy a synthesizer.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 9, 2008
Dec 26, 2007
Currency Exchange Loss:
Feb 15, 2009