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Mrs. Tes D., 39, is the mother of four children and lives with her husband in Kampong Cham province, Cambodia. She works selling a wide variety of grocery products to the people in her area, earning on average around US$ 7 each day in revenue. Her husband is currently unemployed, while one of her children works as a construction worker and another one is enrolled in school. In order to generate more income, Mrs. Tes D. would like to purchase a car for her husband to use to operate a taxi business.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Tes to purchase a car for her husband to use as a taxi to generate more income for her family.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 9, 2008
Dec 26, 2007
Currency Exchange Loss:
Feb 15, 2009