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Khanga Group
In this Group: Fatma , Pili , Arafa , Havintishi, Latifa, Dotto, Eliza, Tabu , Zahara, Plakseda, Rukia , Pili, Debora, Husna, Fatuma
Fatma N. is a 46-year-old widow who has six children, three of whom are in school. She makes a living selling breakfast and lunch to factory workers. She has been in the business for nine years, works from 6:00 a.m. to 3:00 p.m. daily and makes a small but steady profit. This will be Fatma's second loan from Tjijenge Tanzania. She used her first loan to buy supplies and equipment for her business; her dream is to own a modern restaurant and provide lunch to office workers. Fatma leads a loan group called "Khanga" which has 15 members, all of whom hold each other accountable for paying back their loans. In this photo, we see Fatma in the front row, second from right in a dark green dress.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 48
    View loans »
    Tanzania Loans Fundraising
  • $15,714,475
    Funds lent in using Kiva
  • 1,508.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Khanga Group's $4,100 loan helped a member to buy supplies for a food-selling business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 27, 2011
May 2, 2011
Currency Exchange Loss:
Sep 22, 2011