Mary M. N. is 40 years old and married. Her husband is a businessman and they have 4 children; aged between 10 and 25 years old. Mary's business is located in Kakamega town. Kakamega is a rich agricultural area found in the western region of Kenya. The area is known for large-scale production of sugarcane and thus commonly referred to as the "sugar belt region".
Mary runs a clothing sales business and her major customers are the local people. She says that this business is profitable, but the major challenge she has is financial constraints. However, she works very hard to keep her business doing well. She is using her loan of 50,000 KES to buy more clothes to grow her business and meet the demand of her customers. She hopes to grow her business and open outlets elsewhere. She also hopes to give all her children a quality education to the university level. Mary describes herself as hardworking and determined.