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Miriam A. is 30 years old; she has two small children in her care. She’s married to Mr. Ronal Terceros and they live in Cochabamba’s Maica Central zone. Thanks to their efforts they at least have a roof over their heads to protect themselves and live with dignity together with their family.

Miriam works milking cows. She works hard every day and has to walk much to be able to sell her product. She needs the loan to buy feed and forage for her cattle because the bad weather conditions caused the death of one of her cows so she wants to feed the remaining ones better. She is grateful to people who, through Kiva, provide the opportunity to have funds that will allow her to better nourish her cows so that they won’t die.

Among Miriam’s future plans is taking out a new loan to do some home improvements.
View original language description ↓
Miriam A. tiene 30 años de edad, tiene dos hijos pequeños que están a su cuidado, ella está casada con el señor Ronal Terceros. Ellos viven en la zona de Maica Central de la ciudad de Cochabamba; gracias a su esfuerzo al menos tienen un techo donde pueden protegerse y vivir dignamente con toda su familia.
Miriam trabaja extrayendo leche de sus vaquitas, trabaja fuertemente todos los días y tiene que caminar mucho para que pueda vender su producto.
Miriam necesita el préstamo para que pueda comprar alimento y forraje para su ganado debido a que las malas condiciones climáticas hicieron que muera una de sus vacas, es por esto que ella quiere dar una mejor alimentación a su ganado; ella está agradecida con la gente que por medio de Kiva le puede dar la oportunidad de contar con dinero para que pueda alimentar mejor a sus vacas y estás no mueran.
Miriam entre sus planes futuros planea sacar un nuevo préstamo para que realice mejoras en su vivienda

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 122
    View loans »
    Bolivia Loans Fundraising
  • $34,670,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Miriam to buy cattle feed.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 7, 2011
Apr 29, 2011
Currency Exchange Loss:
Jun 15, 2012