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Rosas De Belen Group
In this Group: Juana, Sonia, Lidia, Moises Johnny, Ercilia, Berna, Ana Maria, Aagustina Mery
The “Rosas de Belen” (Roses of Bethlehem) Communal Bank is beginning its 4th loan cycle as part of the “Centro Alto Lima” (Upper Lima Center). It is composed of 8 members, directed by a board headed by Juana. The businesses that the communal association's members carry out are varied; among them are: selling sheepskin jackets, yarn for sweaters, sweaters, ice cream, meals, garlic, cooking oil, and, also, an eatery.

Juana tells us that she has worked with Pro Mujer (Pro Woman) during 2 loan cycles. At present, she has a business knitting alpaca sweaters. She learned to do this from her mother-in-law some 6 years ago.

The loan Juana now seeks is to buy wool and cones of alpaca yarn, which she will acquire at the “16 of July” Fair (a commercial location in the city of El Alto). After knitting the sweaters she sells them to her brother-in-law who places them in stores. The form of work permits Juana to generate income to help her family, including 2 children, as much as possible.

When asked what she likes about Pro Mujer, she responded that she likes to pay punctually.
View original language description ↓
La A.C. “ROSAS DE BELEN” iniciará su cuarto ciclo en Pro Mujer, como parte del Centro Alto Lima, está compuesta por ocho integrantes y está dirigida por una mesa directiva encabezada por la señora Juana. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de chamarras, tejido de chompas, venta de chompa, venta de helado, venta de comida, venta de ají, comedera, venta de aceite.

La señora Juana, indica que hace dos ciclos que trabaja con Pro Mujer. En la actualidad ella tiene un negocio de tejido de chompa de alpaca que aprendió de su suegra hace seis años.

El crédito que ahora sacará es para la compra de lana y conos de alpaca, que adquirirá de la feria 16 de Julio(lugar comercial de la ciudad de El Alto). Posterior a la elaboración de las chompas las vende a su cuñada, quien las acomoda en tiendas. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta pagar puntual

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 134
    View loans »
    Bolivia Loans Fundraising
  • $36,286,225
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosas De Belen Group's $2,125 loan helped a member to buy wool and cones of alpaca yarn for knitting sweaters to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 27, 2011
Apr 29, 2011
Currency Exchange Loss:
Nov 15, 2011