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S. Chat is 34 year old wife and mother of two daughters. Her oldest daughter attends school, and her younger one stays home. She and her husband run a shop where they resell a wide range of plastic spare parts. They earn about $7.50 a day from this business.

They are confident that S. Chat could run this business on her own, and would like for her husband to earn additional income through other employment. They are requesting this loan of $600 to purchase a motorbike so that he can be a motorbike taxi driver. This would allow them to increase their income and standard of living.

This is S. Chat\'s 4th loan with CREDIT and she does not think she will have any trouble repaying it. In the future she would like to expand her spare parts business, and earn enough money to send her younger daughter to school.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 94
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Chat purchase motorbike.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 5, 2007
Dec 22, 2006
Currency Exchange Loss:
Jun 26, 2008