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Josefa Del Carmen
Josefa works providing transportation because she owns a taxi and a school route. She attained this work thanks to her savings and her Afodenic loan which made it possible for her to repair her vehicles. She works alongside her husband who drives the vehicle; this is of great benefit for the family economy.

Today’s new loan will be used to repair the taxi, which has been causing her some problems in providing the service, because it has several parts that need to be replaced like: suspension ball joints, ball bearings, piston rods, rings, battery, carburetor and to pay labor costs.

For her, this loan will be of great benefit because it will make her work easier for their common good.
View original language description ↓
Josefa trabaja en servicio de transporte, pues tiene una unidad de taxi y un recorrido escolar, trabajo que logro gracias a su ahorro y su préstamo en Afodenic, en donde logro dar mejor mantenimiento a sus vehículos.
Junto a su esposo labora ya que el conduce la unidad, lo que es de gran beneficio para la economía familiar.
Hoy con este nuevo financiamiento será para la reparación de su taxi el cual le ha dado problema para dar su servicio, ya que tiene varias piezas que cambiar como: juego de rotulas, raquis, bolineras de patente delantera, juego de viela, juego de anillos, batería, carburador a si como la mano de obra.
Para ella de grandes beneficios este préstamo ya que facilitan el trabajo. para un bienestar común.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Josefa Del Carmen to replace damaged parts in her taxi so that she can keep working.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 19, 2011
May 6, 2011
Currency Exchange Loss:
Feb 15, 2012