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Rosa Marlene
Rosa is 54 years old and she is an enterprising woman who, together with her family, one day decided to start a bakery, especially since one of her sons knows how to make bread.

Gradually her capital savings increased. Today she works in her bakery from 6:15am to 11pm with her son's help. Her husband works as a merchant. With the help of this loan she wants to purchase rice, flour, cooking oil, and other products that she wants to start selling in her bakery and to use in the preparation of baked goods. Her greatest goal is to keep up her business and to carry out some home improvements in order to stay together and in harmony.
View original language description ↓
Rosa de 54 años, es una mujer imprendedora que con su familia un día decidió abrir una panadería ya que uno de sus hijos sabe preparar pan.

Poco a poco incremento su capital hasta ahora que ella labora en su panadería desde las 6H15am a 11H00pm con el apoyo de su hijo. su esposo trabaja de comerciante. con la ayuda del préstamo quiere comprar arroz harina aceite viveres de hogar para vender en la panadería y en la preparación de panes. Su meta mas grande es que sigan con el negocio y arreglar su casa para que sigan juntos en armonía.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Marlene to purchase rice, cooking oil, and other baking supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 11, 2011
Apr 29, 2011
Currency Exchange Loss:
Apr 15, 2012