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Ebenezer Group
In this Group: Adrian , Nelly , Elisea , Luzvel Varis Maria , Rosa Julia, Luis Rafael *, Ruth Gladys, Carmelo
* not pictured
Adrian O. is a member of the communal bank named "Ebenezer". It was formed more than 5 years ago and it is made up of 8 members, all of whom are neighbors in the district of Agustino. The group is excited and perseverant with their individual businesses. The representative is Adrian O. who is 41 years old, married common-law, and he has two young children in his care. He works daily in the repair of musical instruments from his home, location where he has installed his shop. After repairing the instruments he sells them to his clients that had placed orders in advance. He will invest the current loan with the purchase of materials for the repair of musical instruments. In the future he would like to expand his business with the purchase of new musical instruments for later resale.
View original language description ↓
Adrian O. pertenece a la alcancía comunal Ebenezer conformada hace mas de 5 años y está integrada por 8 participantes, los cuales son todos vecinos y radican en el distrito del Agustino, un grupo con características de éxito y mucha perseverancia en el desempeño de sus negocios. Muestra de ello es el señor Adrian O. de 41 años de edad conviviente y con dos pequeños hijos a su cuidado. El diariamente se dedica a la reparación de instrumentos musicales que realiza en su casa ya que fue ahí donde instalo un pequeño taller, posterior a eso luego de repáralos los vende a personas que ya le avían hecho pedidos con anticipación. Con el presente préstamo lo invertirá en compra de materiales para reparación de instrumentos musicales. En el futuro le gustaría ampliar más su negocio con la compra de instrumentos musicales nuevos para su posterior venta.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $63,756,075
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Ebenezer Group's $2,525 loan helped a member to purchase materials used in the repair of musical instruments.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 25, 2011
Apr 29, 2011
Currency Exchange Loss:
Sep 15, 2011