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Gloria Maria
Gloria is 48 years old, married and has a lovely family with three children. Gloria is a dressmaker by trade, a profession in which she has eight years of experience. She has had to work a lot to create her home. She has been improving it little by little with earnings from her previous work as a cleaning supervisor, and with the support of her husband who works as a driver.

She started her business for better income and to be able to take better care of her home, as well as her family. Now Gloria would like to build a porch. The one she has covers the front of the house but in the winter, water gets in since it's not fully closed. She wants to improve this situation by closing it completely.

This loan will be used to buy ten zinc sheets, ten purlins and cement to begin the work.
View original language description ↓
Gloria tiene la edad de 48 años, casada con una bella familia de tres hijos. De oficio modista, profesión con ocho años de experiencia, ha tenido que trabajar mucho para lograr hacer su vivienda con el cual ha venido mejorando poco a poco con ahorros de su trabajo anterior como supervisora de limpieza, y con el apoyo de su esposo el cual labora de conductor.
Su negocio lo inicio con el fin de poder tener mejore ingresos, cuidar mejor su casa, como su familia.
Hoy desea hacer un bajarte, ya que el que tiene le cubre en frente de la casa pero en el invierno se le mete el agua ya que no es cerrado y desea mejorar esta situación cerrando por completo. Lo que recurre al financiamiento para poder hacer esta mejora en el cual comprara: diez laminas de zinc, diez perlines y cemento para comenzar la obra.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 22.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Gloria Maria purchase purlins and zinc sheets to make a porch and live in better conditions.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 19, 2011
May 1, 2011
Currency Exchange Loss:
Mar 15, 2012