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Mumtaz's Group
In this Group: Mumtaz , Shamim, Rani
Mumtaz’s husband is a butcher by profession. He sells good quality meat and good in weight to his customers and that’s why he has a good number of people who come to him to buy meat.

Mumtaz is a housewife, staying at home and doing her household responsibilities. In her spare time, she also sews clothes to share the financial burden with her husband. Her earning allows her to pay the utilities. She has given birth to five children but no one is able to attend school due to financial constraints.

Mumtaz has applied for a loan from Kiva partner Asasah for her husband who wants to improve his business by purchasing chickens in larger quantity. This will help him fill larger orders on time and earn good income. He has been operating this business for the past 15 years and Mumtaz is confident that an investment will help him improve his business further and her family will be able to live a better financial life in a result.

She is a regular loan user of Asasah and this is her 3rd loan application. In previous loan years, she has paid her installments on time and never missed a single meeting.

She belongs to a small city called Arifwala which is located in Punjab, Pakistan and is known for its dairy industry. Her house contains 3 rooms where she has been living with her family for the past 26 years.

Note: In the photo, the lady with a book (called Asasah Passbook) is Mumtaz.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 168
    View loans »
    Pakistan Loans Fundraising
  • $17,360,475
    Funds lent in using Kiva
  • 84.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mumtaz's Group's $650 loan helped a member to buy chickens to sell for meat.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 26, 2011
Apr 28, 2011
Currency Exchange Loss:
Apr 15, 2012