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Tamara K. is 53, married, and has five children. She has been engaged in breeding animals and land cultivating since 1995 and has achieved success. Today she is the owner of the farm, which counts three cows, two calves, one horse and seventy sheep. She sells milk and meat products to local customers and earns about 10,000 KGS in a month. All these activities have allowed Tamara pay for a good education of her elder children and give good dowries to her daughters.

Tamara wants to use this loan of 130,000 KGS to purchase sheep. With the revenue, she plans to build a huge barn for cattle for further development of her business. This will allow her accumulate money for payment for good education of her son.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 37
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,538,475
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Tamara to purchase sheep.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Apr 1, 2011
May 2, 2011
Currency Exchange Loss:
Apr 17, 2013